Your deductible, your copays, what your dental and vision plans cover, your medicines and your bills — in one place, in plain language. In English or Spanish.
Works on any phone. No app store needed to try it.
Money comes out of every paycheck for health, dental and vision. But you are not certain what your deductible is, or how much of it you have already met this year. You have been putting off a cleaning that is fully covered. You do not have a regular dentist.
Only 27% of young adults can define “deductible,” and only 19% can define “out of network.” That is not carelessness. Nobody ever explained it in words that made sense.
Four questions almost nobody can answer about a plan they pay for every month.
You are away from home and you hurt yourself. Should you go in? Is this place in network? What will it cost you?
You open the wallet, check your coverage, and call the number on your own card before you walk in — not after the bill arrives. The wallet can be shared with a spouse or a parent too, so whoever is at the appointment can add what the doctor said.
Six things, each aimed at a moment where the paperwork usually wins.
Photograph a card or a benefits booklet and it pulls out the copays, deductibles and coverage limits — then explains what they mean.
A reminder before the dose, at the dose, and again afterwards if it still is not marked as taken. Medicines you take only when needed stay quiet.
What is coming up, what you wanted to ask, and what the doctor asked you to do next — so it does not get lost on the drive home.
Add an Explanation of Benefits and it compares every charge against the visits you logged. A bill for something that never happened stands out.
Medicines, allergies, conditions, insurance and who to call — on one sheet, for hospital staff or whoever is helping that day.
Track a spouse, a parent, a child — or someone you simply help out. Share one wallet so nobody is guessing about anyone else’s care.
Not a machine-translated afterthought. Every screen, every button, and every reminder that arrives on your phone.
It is the right question. This was built by one person, there is no company behind it, and you have never heard of me. So instead of asking you to take my word, here are four things you can check.
I am Gary. I paid for health, dental and vision benefits my whole working career and barely used them. I did not know my deductible, I skipped cleanings I had already paid for, and I never had a regular doctor. I built this so that stops happening to people. My own family’s information is in it.
You can take it all back out. One button downloads your whole wallet as a file you keep. If this app vanished tomorrow, your information would not.
Nothing is sold and nothing is watched. No ads, no trackers, no analytics of any kind. There is no advertising business here to feed.
Delete means delete. It removes your records, your uploaded documents and your sign-in — from the servers and from your phone. Not deactivated. Gone.
One thing to know before you decide. When you ask the app to read a card or a bill, that document is sent to an AI service to be read. It is not used to train anything and is deleted within thirty days. Nothing is ever sent unless you ask. I would rather you heard that from me than found it in the fine print.
Google Play’s closed testing needs twelve people using the app for fourteen days before it can go live. If you have an Android phone and ten minutes, you would be genuinely helping.
Testing is free, and you can stop whenever you like.